As a financial technology provider, we handle your personal information confidentially.

Personal information is information or an opinion about you.

This Privacy Policy explains how your personal information is used and guarded. Please note that we may change this Privacy Policy from time to time to reflect our practices and provide greater protection for your information.

Please read this Privacy Policy carefully. By using our services and accessing our website, you are accepting and consenting the terms set out in this Privacy Policy.

Collection of your personal information

We may collect and process the following information about you:

  • Information you give us by filling in applications/forms or carrying out any other activity on our website or platform or by corresponding with us by telephone or email using an online enquiry form or otherwise. The information you give us may include (but is not limited to) your name, address, date of birth, place of birth, income information, email address, phone number, financial and credit/debit card information, bank account, personal description, photographs, and any additional information that maybe requested of you and collected if you apply for a loan.
  • Information we automatically collect about you including (but not limited to) technical information (internet protocol address, your login information, browser type etc.), and information about your visit (through the use of cookies that are stored for recording purposes).
  • Information we receive from other sources including (but not limited to) our business partners and affiliates, our banks, credit reporting bodies, other credit providers, and other third party sources as permitted by laws.

Use of your personal information

Please note that if you use our website or services in place of other people, such as your family, friends or employees, you must ensure that you are authorized to provide us with their personal information. Use of the website in this manner automatically presumes that you have obtained proper authorization from the owner/s of the personal information and have informed said person/s of this Privacy Policy. You hereby represent and warrant that all your family, friends or employees whose personal information you have provided to us have agreed to the use, processing, storage and/or disclosure of their data in accordance with this policy and all applicable laws. We shall not be held liable for the collection, use, storage, processing, disclosure of all personal information under this paragraph.

We may use your personal information obtained by us as set out in this Privacy Policy for any of the following purposes:

  • to enable your use of our services including (but not limited to) to take and process your loan application, to communicate with you including by telephone, and email about the loan approval, and to support the performance of any contracts entered into between you and us/the lender;
  • to inform you about other loan products that may be of interest to you;
  • to assist in arrangements with other organizations (such as business partners) in relation the promotion or provision of a product or service;
  • as required by relevant laws and regulations.

Disclosure of your personal information

We may disclose any personal information we obtain under this Privacy Policy to:

  • any of our affiliates and business partners;
  • the lender, other credit providers to assess a credit application made by you;
  • any relevant agent, contractor or third party service provider who provides administrative, telecommunication, payment, management, audit or other services to us.
  • any relevant credit reporting bodies, and credit and/or debt collection agency;
  • our partners, directors, officers, employees and professional advisors including (but not limited to) auditor, legal counsel and/or other consultants;
  • law enforcement, crime prevention and taxation authorities;
  • any person under an order of the court; and
  • any person we deem fit on a need to know basis.

Correction of inaccurate information

If you believe that the personal information we hold is incomplete, inaccurate or out-of-date, you should contact us.

If we agree that the personal information is incomplete, inaccurate or out-of-date, we will take steps to update it.

Disclaimer of warranty and limitation of liability

The information provided on this website is believed to be correct at the time of posting. We do not make any representation or warranty, express or implied, as to the adequacy, accuracy, completeness or fairness of any such information and opinion contained on the website and accordingly, shall not be liable for any consequences of any reliance thereon.